ILAW coaching is not traditional financial advising. There are no bank statements, no tax returns, and no judgment. Just six honest numbers and a plan built entirely around your warrior class.
"You don't need to hand over your bank statements.
You just need six honest numbers."
We work from your Financial Ability Scores, not your bank balance. The D20 scoring system removes the vulnerability barrier of sharing raw financial data while still giving us everything we need to build a real plan.
Most financial conversations start strong and trail off with no closure. The ILAW arc has a defined beginning, middle, and end. You leave Session 4 with a reviewed character sheet, a 90-day plan, and a warrior identity that sticks.
Your warrior class is not a personality label. It is a diagnosis. Every session is structured around the specific ability scores that need the most attention, so every hour is targeted, not generic.
Each session is 30 minutes, focused and intentional. Each one builds on the last. The full journey takes you from raw scores to a named warrior identity, a prioritized battle plan, a deep dive on your biggest challenge, and a graduation with a clear path forward.
The client completes their D20 ability score assessment. This happens either through the ILAW app with Sage assistance before the session, or we walk through it together live. No bank statements required. Six honest numbers is all we need.
Based on your Session 1 scorecard, your warrior class is confirmed and your personalized turnaround plan is built around your weakest scores. Every low score, especially Wisdom and Constitution, has a story worth honoring before it has a plan worth building.
One battlefield gets the complete focus. This is the most personalized session and where the six score playbooks do the heaviest work. Common deep dive areas include income ceiling strategy, cash flow restructuring, debt-to-income triage, net worth awareness, credit score mechanics, and network building.
The final session reviews your score targets, honors the journey, and sets you up for independence or the appropriate next step. Most people never get closure on financial conversations. Graduation makes the transformation feel real and referrable.
ILAW coaching is built entirely on this system. Instead of spreadsheets and bank statements, you arrive with six scores on a D20 scale. Together they reveal exactly where you are, what needs attention, and in what order.
Your ability to generate money. Covers your current income ceiling, income sources, and potential for growth through career moves, side income, or investment vehicles.
How well money flows through your life. A flow problem, not an income problem. Money often exists but is trapped, invisible, or unplanned. This score exposes the leak.
The real number. Assets plus cash plus equity minus everything you owe. Most people have never calculated this honestly. Constitution only means something alongside the full scorecard.
The open battle wound score. Almost always a life event problem. The debt has a story. The job in Session 3 is triage and a healing plan, never shame.
A lagging indicator, not a leading one. Almost always a symptom of Wisdom score weakness. We give clients permission to relax about this number and fix the root cause instead.
The multiplier score. The only stat that directly accelerates every other score through access and opportunity. If you are stuck across the board, Charisma may be the first one to fix.
ILAW coaching operates as a financial education and entertainment program. Coaches work from self-reported D20 ability scores and provide guidance, frameworks, and awareness, not licensed financial advice. Clients requiring licensed investment advising, tax planning, or legal financial counsel are referred to appropriate professionals through the Warlord program.